Help protect your family from an unexpected bill.
Final expense insurance helps cover funeral costs, medical bills, and other end-of-life expenses, so your loved ones don't have to worry about money during one of the hardest moments of their lives.
The average funeral costs far more than most families expect
Death Benefit
Cost (2025)
That gap, thousands of dollars, often falls on grieving families without warning. Final expense coverage is designed to help close it, so the people you love aren't left with a bill they never planned for.
Everything you need to know
What is final expense insurance?
Final expense insurance is a whole life policy designed to help cover funeral costs, outstanding medical bills, and other end-of-life expenses. Coverages range from $5,000 to $100,000.
How does it work?
You pay a monthly premium and your beneficiary receives a tax-free lump sum when you pass. They can use it for funeral costs, debts, or anything else, no restrictions.
How much do I need?
Most families choose $10,000 to $15,000 to cover a basic funeral and final expenses. Once you lock in your rate, it never increases, even if your health changes.
Getting covered is easier than you think
Request your free quote
Fill out the short form below. Takes about 2 minutes. No obligation, ever.
I shop multiple carriers for you
As an independent agent, I work for you, not one insurance company. I'll compare options and walk you through every one. No pressure.
Get covered, often within days
Once you choose a plan, I handle the paperwork. Most people are covered within days, not weeks. No medical exam required.
I'm an independent agent, not captive to any one carrier. That means I work for you, not an insurance company. I'll shop the market, explain what actually matters, and help you find coverage that fits your life and your budget.
Questions people ask before getting covered
Give your family peace of mind.
Coverage that's affordable, simple, and built to last.
Get My Free QuoteWhat's your name?
So Dustin knows who he's helping, that's it.
What state do you live in?
Coverage availability and pricing vary by state. We're licensed in all 50 states.
When were you born?
Your age helps us find the right final expense options and accurate pricing for you.
What's the best number to reach you?
Dustin will call you personally, usually within one business day.
Final expense insurance is underwritten by various carriers. Policy features, availability, and pricing vary by state and carrier. Coverage is subject to underwriting approval.
This is not a quote guarantee. Actual premium may vary based on age, health, state of residence, coverage amount, and carrier. Speak with a licensed agent for personalized information.
Dustin McCormick is a licensed independent insurance agent. National Producer Number available upon request. Licensed in all 50 states.